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When planning your big day, insurance probably isn't the first thing on your
mind. However it is often publicised that the average cost of a wedding is now
pushing the boundaries of £16,000 yet only a small percentage of people take
out protection for such a big financial investment.
You'd certainly insure a car and your valuables worth this amount to avoid
the risk of serious financial problems should the unexpected happen, not to
mention the added risk of ruining your special day.
So what can possibly go wrong?
The following examples are just some of the genuine claims that have been
received by the provider of Hitched Wedding Insurance - Ecclesiastical Insurance
Office Plc - and resolved.
Brides dress hung too close to a light fitting and scorched - we
replaced the front panel Marquee broken into before the wedding, heaters stolen and cake knocked to
the ground - we paid for replacement heaters and re-icing of the cake Wedding rings, shoes and some bridesmaid clothing items accidentally taken
to the tip along with some other boxes by the groom - we replaced the
rings and clothing items, including express courier delivery for the shoes
so they would be there for the big day.
There are four tiers of cover for you to choose from depending on your needs,
and cover starts from as little as £48. The real question is, can you afford
not to?
| Cover |
Tier 1 |
Tier 2 |
Tier 3 |
Tier 4 |
| Premium inc. IPT |
£48 |
£60 |
£110 |
£160 |
| Cancellation or Curtailment |
£5,000 |
£8,000 |
£16,000 |
£24,000 |
| Re-arrangement |
Up to 50% of the cost of the original service
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| Wedding attire |
£2,000 |
£3,000 |
£5,000 |
£6,000 |
| Wedding presents |
£2,000 |
£3,000 |
£5,000 |
£6,000 |
| Wedding rings |
£2,000 |
£2,000 |
£4,000 |
£5,000 |
| Cakes or flowers |
£2,000 |
£2,000 |
£4,000 |
£5,000 |
| Wedding photographs & video |
£1,500 |
£2,000 |
£3,000 |
£5,000 |
| Failure of suppliers |
£1,000 |
£1,500 |
£4,000 |
£5,000 |
| Transport |
£1,500 |
£2,000 |
£4,000 |
£5,000 |
| Wedding documents |
£500 |
£500 |
£1,000 |
£1,000 |
| Public liability |
£2,000,000 |
£2,000,000 |
£2,000,000 |
£2,000,000 |
| Legal Expenses |
N/A |
£20,000 |
£20,000 |
£20,000 |
| Marquees - Premium £78.75 incIPT |
£20,000 |
£20,000 |
£20,000 |
£20,000 |
To find out more or buy online please follow this link to the Ecclesiastical
website.
Hitched are an Introducer Appointed Representative of Ecclesiastical Insurance Office plc who are authorised and regulated by the Financial Services Authority, number 113848.
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